Jeff graduated from UCLA in 1972 with a major in Electrical Engineering.  He worked in various Aerospace companies developing CAD software for spacecraft radiation vulnerability analysis and high energy laser modeling on the Cray computer.  In 1978 he formed Oberholtzer Computer Engineering to develop insurance illustration software for Northwestern Mutual Agents.  In 1983 he joined with Guy Baker as Director of MIS specializing in insurance related actuarial and administration development for non-qualified retirement plans.  Jeff and his wife Diane live in Trabuco Canyon, California with their three daughters